Businesses, homes and cars damaged or vandalized in the uprisings and civil unrest after the death of George Floyd in Minneapolis will be covered by most insurance policies.

With few exceptions, auto, business and homeowner insurance policies cover property damage caused by such incidents, industry experts told USA TODAY.

“I would expect anyone that has actual, physical damage to their property should be making a claim now,” said Kim Winter, an attorney who leads Lathrop GPM’s insurance recovery and counseling practice group. “We recommend that they make a claim sooner rather than later, even if they don’t know what all of their damages are yet.”